Everyone feels the pressure of today’s healthcare. It can build up on families and patients already admitted to hospitals and its a hard problem to correct. People are fed up with the bills that continue to roll in for one expense after another.
According to a recent survey by EHealth, 6 in 10 Americans claim to be more worried about funding their medical expenses than planning their retirement or covering their children’s education. This is very unfortunate complex subjects like retirement have been widely considered the number one savings expense for adults. On the other hand providing a stimulating and healthy education for one’s children is extremely important and should be one of the first things taken care of financially as a family.
Another major problem with the strain that medical bills is associated with, is the patient’s work status. Quite often and unfortunately enough, people lose their jobs as a result of a major injury or long hospital stay. Without a job many patients lose their health care and are thus forced to pay their medical expenses out of pocket. Pending the injury or illness those bills add up and can put patients under enormous pressures and crushing debt.
As the rising healthcare costs continue to grow year after year, expenses that individuals and families had set aside for other purposes, decreases at an alarming rate. There has been a large effort to slow down the trend but little has been accomplished in terms of helping patients debt.
Paul Ginsburg who is the director of public policy at USC’s Schaeffer Center for Health Policy and Economics is quoted in saying “The overall cost to everybody has slowed, but one of the reasons they’ve slowed is that there’s been a shifting of costs to patients.”
There are some tools in the process of testing that will help to relieve financial strain on patients. The healthcare industry is trying to be more open as to what care actually costs down to a smaller level so patients can shop around by price and find the most affordable options. This new method is sure to push doctors to suggest more price-conscious options when it comes to care for patients.
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